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Welcome > Georgia Property Help- Certified Distressed Property Experts ...

We Help You Negotiate Short Sales And Foreclosure.

Georgia's #1 Short Sale Team-- We help you negotiate short sales and foreclosure.
We are GA short sale experts. I am a specialist in Georgia short sales and distressed properties and can assist both buyers and sellers.

I hold two certifications that will allow me to better serve you during this incredible real estate market:
CDPE- Certified Distressed Property Expert- This designation means that I am an expert in helping borrowers avoid foreclosure and preserve their credit. We are Georgia Realtors that do short sales.
CREO- which means that I am an expert in pricing and negotiating foreclosure properties for institutions. I am certified to provide Broker Price Opinions (BPO's).
WE HELP PREVENT GEORGIA FORECLOSURES

What is a short sale? A short sale is when a lending institution agrees to allow the borrower of the property to sale the real estate for less than the balance due to the bank. Through the short sale process, borrowers have a chance to get out of a loan they can no longer afford while preserving their credit. To be approved for a short sale, the borrower must qualify.

Why a short sale? Because when a lending institution forecloses on a property it damages credit for 7 years and bankruptcy for 10 years.

Which properties qualify for a short sale? Any type of property (including luxury, commercial, and investment) and any price property in any geographic or socioeconomic area can be sold through a short sale.

When can one pursue a short sale? When the borrower is experiencing financial hardship or when the mortgage exceeds the value of the home.

Our GA Short Sale Team will:
-Explain to you your options
-Help you avoid foreclosure
-Create short sale package
-Negotiate with the lenders on Your Behalf
-Walk you through the entire short sale Process
-Help you find your Next Home

If you are heading for mortgage trouble, don't run out of time, call today.
So whether you are falling behind on your mortgage or you are looking for assistance with the purchase of your first home, I can help. Call me anytime.

If you are in trouble or heading for trouble, don't wait. Call today.
Phone: 678-367-3819 Fax: 770-200-1607 E-Mail: info@gapropertyhelp.com

SHORT SALE CONSIDERATION

In a short sale, time is of the essence. In Georgia, after three missed mortgage payments, your home may be sold on the courthouse steps without going to court. With this in mind we offer 24 hour service to our clients via this site.

To best serve you, please provide complete answers to the following questions. The more complete and accurate your response, the better results we can achieve together. Your answers will be used solely by P M Holmes team to help you negotiate a short sale and avoid foreclosure. Your responses will be private and not be shared with anyone outside of that purpose.

	SHORT SALE CONSIDERATION FORM
* First Name:
Last Name:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Subdivision or Complex:
Day Phone:
Alternate Phone:
* Your Email Address:
	Property Info
Is Your Property on the Market?	Yes No
Is it Currently Listed With an Agent?	Yes No
When Was the Property Purchased?
Original Purchase Price?
Who is on Title:
Who is on Mortgage:
Type of Mortgage:
Lender on First Mortgage:
Lender on Second Mortgage:
Approximate Payoff or Balance on Primary Loan:
Approximate Payoff or Balance on Second Mortgage:
Do You Live in the Property?	Yes No
Are You Up to Date on Condo/HOA Dues?	Yes No
Do You Owe Taxes Or Are There Liens on the Property?:
If You Do Owe, How Many Months Are You Behind?:
Total Household Monthly Debt:
Total Household Monthly Income:
Have You Fallen Behind on Your Mortgage?	Yes No
If Yes, How Many Months Are You Behind?:
Are You Considering Filing for Bankruptcy?	Yes No
What Best Describes The Reason for Your Hardship?
	Additional Info
Please provide any information you feel would help us better understand your circumstance:

*Please note that fields marked with an asterisk are required.

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First Time Buyers >A Matter of Timing

Buying real estate can sometimes involve tricky timing. For example, you may have found the perfect house and are thinking about making an offer, but are feeling pressured to make a decision just when you want time to consider the matter. The agent tells you that another party is thinking about making an offer, so you shouldn't hesitate if you really want the house. What should you do? Trust your agent!

It is natural to feel some pressure from even the most easy-going real estate agent--and some uncertainty about making an offer. If you really like a house, there is always the possibility that someone else will share your enthusiasm for it. Whether your local market is active or sluggish, it is sensible to assume that another offer is likely to come in. Perhaps you can afford to "sleep on it", but moving as quickly as possible will minimize the possibility that the house will go to another buyer.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	How can you give your home the equivalent of sunglasses?
A	Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
See More Real Estate Trivia >

Pamela Holmes Team, REALTOR®, real estate agents and broker for Atlanta Metro, Sandy Springs and Dunwoody, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Pamela Holmes
ReMax of Buckhead at Brookhaven
4246 Peachtree Road
Atlanta, GA 30319
Phone: 404-429-9244
eFax: 770-200-1607
Email: pamelaholmes@NUMBER1EXPERT.com
Congratulations on your choice to relocate in or to the Atlanta, Georgia area. Our goal is to exceed your expectations. Our customers are everything to us. Please let us know how we can assist you in your transition.

At ReMax of Buckhead at Brookhaven, we are not happy until you are! Welcome to Atlanta!

Sincerely,

Pamela M. Holmes

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NUMBER1EXPERT™ in real estate for Atlanta Metro, Sandy Springs and Dunwoody, Georgia

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