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Looking for the right Atlanta agent? All agents are NOT alike! Find out why I am a top Atlanta real estate expert. Call Pamela:4044299244
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Atlanta Metro, Sandy Springs and Dunwoody Information:
About Atlanta Metro, Sandy Springs and Dunwoody - Moving to Atlanta Metro, Sandy Springs and Dunwoody, Georgia? Get info here... School Reports - Reports for Atlanta Metro, Sandy Springs and Dunwoody schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Atlanta Metro, Sandy Springs and Dunwoody, in Fulton and DeKalb County GA. Go to Main Sitemap - Main sitemap sections include Find Atlanta Metro, Sandy Springs and Dunwoody Homes, For Home Buyers, For Home Sellers, Atlanta Metro, Sandy Springs and Dunwoody Information, Real Estate Resources, and About Pamela Holmes Team.
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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Pamela Holmes
ReMax of Buckhead at Brookhaven
4246 Peachtree Road
Atlanta, GA 30319
Phone: 404-429-9244
eFax: 770-200-1607
Email: pamelaholmes@NUMBER1EXPERT.com
Congratulations on your choice to relocate in or to the Atlanta, Georgia area. Our goal is to exceed your expectations. Our customers are everything to us. Please let us know how we can assist you in your transition.
At ReMax of Buckhead at Brookhaven, we are not happy until you are! Welcome to Atlanta!
Sincerely,
Pamela M. Holmes
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