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Looking for the right Atlanta agent? All agents are NOT alike! Find out why I am a top Atlanta real estate expert. Call Pamela:4044299244
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Why Sellers Choose Pamela Holmes Team - Why home sellers in Atlanta Metro, Sandy Springs and Dunwoody choose Pamela Holmes Team. Free Presentation - Free in-home listings presentation on marketing your Atlanta Metro, Sandy Springs and Dunwoody, in County Georgia property. Property Valuation - How much is your Atlanta Metro, Sandy Springs and Dunwoody home worth? What Did That Home Sell For? - What did that Atlanta Metro, Sandy Springs and Dunwoody, Georgia property or other real estate sell for? FSBO - Selling your Atlanta Metro, Sandy Springs and Dunwoody real estate on your own? Free Home Valuation - Click here for a free home valuation. Go to Main Sitemap - Main sitemap sections include Find Atlanta Metro, Sandy Springs and Dunwoody Homes, For Home Buyers, For Home Sellers, Atlanta Metro, Sandy Springs and Dunwoody Information, Real Estate Resources, and About Pamela Holmes Team.
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is a "smart home"?
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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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Pamela Holmes
P.M. Holmes Realty
P.O. Box 88357
Dunwoody, GA 30356
Phone: 770-482-9091
Fax: 770-482-9097
Email: pamelaholmes@NUMBER1EXPERT.com
Congratulations on your choice to relocate in or to the Atlanta, Georgia area. Our goal is to exceed your expectations. Our customers are everything to us. Please let us know how we can assist you in your transition. At P.M. Holmes Realty, we are not happy until you are. Welcome to Atlanta! Sincerely, Pamela M. Holmes
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